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An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house.

Heat pump vs Furnace in Travis County, Texas

When a heat pump makes sense

If you already heat and cool with electricity, a heat pump keeps you on one system instead of two, and it costs about 10% less to run than gas here. Winter nights average 40°F, mild enough that a standard heat pump holds its output, though a cold-climate model is worth asking about if you want extra margin on the coldest nights. With only about 5 months of heating a year, you get the cooling side of the machine for most of your money's worth.

When a furnace makes sense

If your home already has a gas line and gas furnace in place, replacing it with the same is the simpler path, especially if the ductwork and venting are already sized for it. A furnace also gives you a wide margin of heat on the coldest nights, with nothing to check for cold-weather performance the way you would with a standard heat pump. It heats only, so you would still need separate cooling equipment.

When a heat pump makes sense

If you already heat and cool with electricity, a heat pump keeps you on one system instead of two, and it costs about 10% less to run than gas here. Winter nights average 40°F, mild enough that a standard heat pump holds its output, though a cold-climate model is worth asking about if you want extra margin on the coldest nights. With only about 5 months of heating a year, you get the cooling side of the machine for most of your money's worth.

When a furnace makes sense

If your home already has a gas line and gas furnace in place, replacing it with the same is the simpler path, especially if the ductwork and venting are already sized for it. A furnace also gives you a wide margin of heat on the coldest nights, with nothing to check for cold-weather performance the way you would with a standard heat pump. It heats only, so you would still need separate cooling equipment.

An outdoor heat pump unit mounted on a concrete pad in front of a single-story suburban house with beige siding.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring a forced-air furnace, exposed wooden ceiling joists, bare concrete walls, and miscellaneous items including cardboard boxes and coiled cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Travis County.

Winter nights here only average 40°F, so a heat pump keeps up fine and costs less to run than gas, which is why most homes here already use electric heat.

About 10% lessto heat with a heat pump than with natural gas, at Texas prices
40°Faverage winter low
39%of homes here heat with gas

If your home already has a gas line and you would rather not add electric load in the winter, a furnace is still worth asking about.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereAbout 10% less to runCosts more to run
What it doesHeats and coolsHeats only
Homes in the south-central states that heat with one18.5%61.1%
Handles a 40°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If you already heat and cool with electricity, a heat pump keeps you on one system instead of two, and it costs about 10% less to run than gas here. Winter nights average 40°F, mild enough that a standard heat pump holds its output, though a cold-climate model is worth asking about if you want extra margin on the coldest nights. With only about 5 months of heating a year, you get the cooling side of the machine for most of your money's worth.

When a furnace makes sense

If your home already has a gas line and gas furnace in place, replacing it with the same is the simpler path, especially if the ductwork and venting are already sized for it. A furnace also gives you a wide margin of heat on the coldest nights, with nothing to check for cold-weather performance the way you would with a standard heat pump. It heats only, so you would still need separate cooling equipment.

A Travis County contractor will price both against your own house, your ductwork and your panel.

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