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A gray forced-air furnace with ductwork stands in an unfinished concrete basement surrounded by storage items and clutter.

Furnace vs Boiler in Montgomery County, Texas

When a furnace makes sense

If you're replacing a furnace with another furnace, that's the easy call here. Winters are mild, nights averaging 43°F from December through February, and you're only running heat about 5 months a year, so ductwork already in place and a straightforward gas furnace will keep the house comfortable without much fuss.

When a boiler makes sense

A boiler makes sense if your house already has radiators or in-floor piping instead of ducts, since that's the system it needs to work with. It runs about 5% cheaper than a furnace on gas here, and with only about 5 months of heating a year, that gap in cost stays small either way.

When a furnace makes sense

If you're replacing a furnace with another furnace, that's the easy call here. Winters are mild, nights averaging 43°F from December through February, and you're only running heat about 5 months a year, so ductwork already in place and a straightforward gas furnace will keep the house comfortable without much fuss.

When a boiler makes sense

A boiler makes sense if your house already has radiators or in-floor piping instead of ducts, since that's the system it needs to work with. It runs about 5% cheaper than a furnace on gas here, and with only about 5 months of heating a year, that gap in cost stays small either way.

An unfinished basement interior featuring a large metal furnace unit, exposed ceiling joists, concrete walls, and scattered boxes and cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper pipes and a pressure gauge stands in an unfinished basement with wooden stairs and concrete floors.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Montgomery County.

Most homes in the county already have the ductwork a furnace needs, since 2004 construction favors that setup over adding a boiler's pipes and radiators.

About 5% lessto heat with a boiler than with a furnace, at Texas prices
43°Faverage winter low
43%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Handles a 43°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If you're replacing a furnace with another furnace, that's the easy call here. Winters are mild, nights averaging 43°F from December through February, and you're only running heat about 5 months a year, so ductwork already in place and a straightforward gas furnace will keep the house comfortable without much fuss.

When a boiler makes sense

A boiler makes sense if your house already has radiators or in-floor piping instead of ducts, since that's the system it needs to work with. It runs about 5% cheaper than a furnace on gas here, and with only about 5 months of heating a year, that gap in cost stays small either way.

A Montgomery County contractor will price both against your own house, your ductwork and your panel.

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